EXTRAORDINARY CESSATION OF ACTIVITY BENEFIT FOR SELF-EMPLOYED WORKERS AFFECTED BY DAMAGES CAUSED BY FOREST FIRES FOR WHICH THE EMERGENCY OF NATIONAL INTEREST HAS BEEN DECLARED IN CERTAIN TERRITORIES OF THE COMMUNITY OF MADRID, IN THE PROVINCE OF AVILA AND IN THE PROVINCE OF TOLEDO IN ACCORDANCE WITH ROYAL DECREE-LAW 20/2026.

The Council of Ministers has approved a Royal Decree-Law with extraordinary measures to support workers and companies affected by the serious forest fires recorded in different autonomous communities.

The aim is to provide a rapid response to those whose activity has been interrupted as a result of evacuations, access restrictions, lockdowns or other civil protection measures. These measures will remain in effect until the end of the 2026 high-risk forest fire season.

More protection for self-employed workers

  • Self-employed workers who have had to cease their activity totally or partially may apply for the cessation of activity benefit through a simplified procedure, without the need to initially prove the existence of force majeure.

The  Royal decree law It incorporates exceptional advantages:

  • The benefit may be recognized with economic effects from July 22, 2026 or from the date on which the cessation of activity occurred.
  • The time during which this benefit is received will not consume the maximum protection period generally provided for.
  • The minimum contribution requirement required to access the benefit will be considered fulfilled.
  • The aid can be received for a maximum of four months and, if the requirements are met, the ordinary benefit can subsequently be accessed.
  • The benefit will be exempt from seizure and cannot be offset against other Social Security benefits received improperly.
  • Self-employed workers who were enjoying bonuses or reductions in their social security contributions will not lose that right, provided they register again at the end of the benefit period.

These measures aim to facilitate the recovery of economic activity and reduce the immediate impact that the fires have had on self-employed workers and businesses.

 

Access the form from here. (Available soon)

FAQs

This benefit may be claimed by self-employed workers included in:

  1. Special Scheme for Self-Employed Workers (RETA).
  2. Special sea workers regime.
  3. Special Scheme for Self-Employed Agricultural Workers.

Provided that:

  • They have coverage for the contingency of cessation of activity or are covered by the reduction of the Social Security contribution applicable for the start of a self-employed activity provided for in article 38 ter of Law 20/2007, of July 11.
  • Having ceased, totally or partially, permanently or temporarily, their activity.
  • This cessation is a direct and immediate consequence of the damage caused by the forest fires.
  • Its activity takes place in one of the affected municipalities in certain territories where the emergency of national interest is declared in the Community of Madrid and the provinces of Ávila and Toledo in accordance with the provisions of Royal Decree-Law 20/2026 of July 29.
  • If your activity has been affected by forest fires and is carried out in territories other than those stipulated in Royal Decree-Law 20/2026, you can request the ordinary benefit for cessation of activity due to temporary Force Majeure - total or partial - or permanent.

Important note:
For this benefit, it is not necessary to provide documentation proving force majeure (art. 6.1), without prejudice to the fact that it may be required later.

Where:

Digital delivery:

  • The application can be signed with a digital certificate and sent by email. In this case, the identity is verified.
  • If a certificate is not available, the signed original must be presented and proof of identity must be provided.
  • All supporting documentation must be submitted in PDF format (other formats, such as TIFF, will be rejected for storage reasons).

Deadline:

  • Applications must be submitted by August 31, 2026. Once this date is passed, the corresponding penalty established in the regulation will be applied.
  • Economic effects: from July 22, 2026 or from the date indicated in the application on which the cessation of activity actually occurred as a result of the fires referred to in Royal Decree-Law 20/2026.
  • The recognition of the benefit will be provisional, in accordance with art. 6.1 of RDL 20/2026.
  • The benefit may be extended up to a maximum of four months (art. 6.4).

  • Having coverage for the contingency of cessation of activity or self-employed workers covered by the flat rate of contributions applicable for the start of a self-employed activity.
  • Be up to date with payments of contributions.
  • That the total, partial, definitive or temporary cessation has a direct relationship with the damage caused by the forest fires for which the emergency of national interest is declared in the territories of the Community of Madrid and the provinces of Ávila and Toledo as set out in RD-l 20/2026.

Minimum contribution required:
The minimum contribution requirement of 12 months in the last 24 months is considered fulfilled in order to access the benefit (art. 6.3).

  • Total cessation: 70% of the regulatory base, calculated using the average of the contribution bases over the past 12 months, applying maximum and minimum limits.
  • Partial cessation: 50% of the regulatory base, calculated as the average of the contribution bases over the last 12 months.

The benefit is incompatible with:

  • Paid employment undertaken while receiving the benefit.
  • Paid employment concurrent with self-employment that does not meet the conditions regulated for the ordinary cessation benefit.
  • Simultaneous receipt of the ordinary cessation of activity benefit (POCATA).
  • Any Social Security benefit that is incompatible with self-employment.

Mandatory documentation:

  • Application form available on the website (includes affidavit and Form 145).
  • Identification document.

Documentation that must be available to the Mutual Insurance Company:

  • Family book if there are dependent children.
  • Certificate from the TGSS confirming that you are up to date with payments, or if applicable:
    • Resolution on deferred contributions.
    • Monthly proof of payment and compliance with deadlines.

 

  • In the case of partial cessation, proof of:
    • A 75% drop in income compared to the same period of the previous year.
    • Monthly income not exceeding the minimum wage (SMI) or the contribution base on which contributions were previously made, if lower.
    • Any other documentation that the Mutual Insurance Company may request.

Subsequent review:
FREMAP may require additional documentation from 1 January 2027, in accordance with art. 6.1.