Contact
- 24-hour emergency care 900 61 00 61
- Foreign +34 91 919 61 61
- Monday to Sunday from 8 a.m. to 10 p.m. 900 61 00 61
- Other ways to contact
Self-employed workers may be eligible for the following benefits from 1 January 2023:
Normal benefit for termination of activities for self-employed workers who temporarily or permanently terminate their self-employment activities.
The Benefit for Termination of Activity of Self-employed Workers is a specific system designed to protect self-employed workers that have fully terminated their economic or professional activity on a permanent or temporary basis (only in legally and statutorily taxed situations) involuntarily or for one of the reasons specified in legislation.
- Financial, technical, organisational or production-related causes.
- Force majeure.
- Loss of administrative permit.
- Domestic violence.
- Divorce or marital separation agreement.
- Registered in the special regime.
- Minimum period of contribution of at least 12 months in the twenty-four months immediately preceding the termination of activity, including the month of the triggering event
- Commitment to activity and active willingness to return to the labour market.
- Not be entitled to the contributory retirement pension.
- Be up to date with payment of contributions in the special scheme and comply with labour obligations if you have employees under your charge.
The benefit can be requested by filling in and submitting the application form with FREMAP application form.
Ordinary benefit due to partial termination of self-employed activity, which is compatible with reduced working hours.
Provided an emergency declaration has been made by the competent public authority, which affects the activity of a work sector or centre and that causes a reduction in the self-employed worker's income of at least 75% with respect to the same period in the previous year, provided the monthly income does not reach the minimum wage or the contribution basis the individual was paying, if lower.
- In addition, the same eligibility requirements must be met as for the ordinary benefit due to the permanent termination of activity, except for work termination in the special scheme, in which case the benefit is compatible with reduced working hours.
- The provisions of Article 331.1.b of the General Social Security Act are applicable.
- The amount of the benefit shall be 50% of the contribution basis, calculated using the average of the bases for which contributions were made during the continuous twelve-month period immediately prior to the termination of activity. No high or low limits shall apply, depending on the family circumstances of the recipient. The maximum period to receive the benefit will depend on the previous contribution for termination of activity, in the same way as with the ordinary benefit for the permanent termination of activity
- The benefit can be requested by filling in and submitting the application form with FREMAP application form.
Provided that:
- The working hours of all the employees are reduced by at least 60%, or at least 60% of the staff has been laid off.
- The ordinary income or sales, as reported to the tax agency, have seen a year-on-year reduction of at least 75% in the two fiscal quarters prior to the application.
- The monthly net income of the self-employed worker during these quarters from all the economic, business or professional activities is less than the minimum wage or the contribution basis the individual was paying, if lower.
In addition, the same eligibility requirements must be met as for the ordinary benefit due to the permanent termination of activity, except for work termination in the special scheme and the closure of the establishment, in which case the benefit is compatible with reduced working hours.
The provisions of Article 331.1.a.4 of the General Social Security Act are applicable.
The amount of the benefit shall be 50% of the contribution basis, calculated using the average of the bases for which contributions were made during the continuous twelve-month period immediately prior to the termination of activity. No high or low limits shall apply, depending on the family circumstances of the recipient. Together with the financial benefit, the mutual society will pay 50% of the special scheme benefit directly to the recipient, who is responsible for paying all the contributions to the General Treasury of the Social Security Institute. The maximum period to receive the benefit will depend on the previous contribution for termination of activity, in the same way as with the ordinary benefit for the permanent termination of activity.
The benefit can be requested by filling in and submitting the application form with FREMAP application form.
Provided that:
- There are debts payable to creditors (excluding debts associated with Social Security and tax obligations) for a combined amount greater than 150% of the ordinary income or sales during the two fiscal quarters prior to the application.
- The income or sales must have suffered a reduction of at least 75% in the aforementioned periods with respect to the same periods in the previous fiscal year(s).
- The monthly net income (excluding debts associated with Social Security and tax obligations) during these quarters from all economic or professional activities is less than the minimum wage or the contribution basis the individual was paying, if lower.
In addition, the same eligibility requirements must be met as for the ordinary benefit due to the permanent termination of activity, except for work termination in the special scheme and the closure of the establishment, in which case the benefit is compatible with reduced working hours.
The provisions of Article 331.1.a.5 of the General Social Security Act are applicable.
The amount of the benefit shall be 50% of the contribution basis, calculated using the average of the bases for which contributions were made during the continuous twelve-month period immediately prior to the termination of activity. No high or low limits shall apply, depending on the family circumstances of the recipient. Together with the financial benefit, the mutual society will pay 50% of the special scheme benefit directly to the recipient, who is responsible for paying all the contributions to the General Treasury of the Social Security Institute. The maximum period to receive the benefit will depend on the previous contribution for termination of activity, in the same way as with the ordinary benefit for the permanent termination of activity.
The benefit can be requested by filling in and submitting the application form with FREMAP application form.
FAQs
No. The scheme provides protection against involuntary redundancies; closure decided voluntarily by the self-employed person is not considered a protected circumstance, except in very specific cases (for example, serious breach of contract by the client in the case of TRADE, duly substantiated).
In general, the amount of the benefit is 70% of the regulatory base, calculated as the average of the last 12 bases effectively contributed. There are maximum and minimum limits linked to the IPREM and the existence of dependent children.
It depends on the number of months of contributions for cessation of activity, with a minimum of 4 months (if you have contributed between 12 and 17 months) and a maximum of 24 months (if you have contributed 48 months or more).
In general, the benefit is incompatible with self-employment or employment by others, except in cases of partial cessation and certain situations of multiple activity at the time of the event giving rise to the benefit, as contemplated in the regulation.
If you are not up to date with your payments, FREMAP will issue you a notice giving you a non-extendable period of 30 days to settle your arrears; if you do not do so, the benefit will be denied. The date on which the benefit takes effect and the date on which the right arises depend on the application being submitted within the statutory time limit. In the event of late submission, if the benefit is granted, the penalties for the period set out in the regulation will be applied, resulting in a loss of days of entitlement to the benefit.